Every family keeps its money in more places than it remembers

Where Indian families keep money

• The bahi khata — the family ledger, kept in one person's handwriting.
• Under the rice — the emergency fund nobody calls an emergency fund.
• Folded into a saree — cash remembered by touch.
• The biscuit tin — receipts, old coins and a policy from 1998.
• The steel locker — gold, jewellery bills and fixed deposit papers.
• The drawer — everything that never had a place.

What MyArthIQ shows your household

• Net worth: house, gold, deposits, funds and loans resolved into one number.
• Budgets and expenses: a fast daily log, recurring salary and EMIs, warnings before a category derails the month.
• Investments: gold, FDs, SIPs, stocks and ETFs with live prices and an AMFI fallback.
• Insurance: term, health, vehicle and home policies with renewal reminders and nominees.
• Goals: inflation-adjusted targets linked to the assets funding them.
• History: old records kept alongside new ones, with reports and exports.

Built for the whole family

• Add parents and children who have no email at all — dependents need no login.
• A dependent can graduate to their own account later, keeping every entry.
• Assign nominees on every bank account and insurance policy.
• Keep specific accounts private while sharing the household total.
• One Premium plan covers the whole family.

Kept safe

• MyArthIQ never asks for a net-banking password or account-aggregator consent.
• Encrypted in transit and at rest, and built for India's DPDPA with consent you can withdraw.
• Idle PIN lock with attempt lockout, plus a privacy mode that masks every amount.
• An organisation tool, not a SEBI-registered investment adviser.

MyArthIQ pricing

MyArthIQ is not free software. There is a free tier with a capped number of entries per feature, and paid Premium plans — one-time payments, no auto-renewal — that remove those caps and add family sharing. Every paid plan can be trialled free for 14 days, no card required.