Frequently Asked Questions
Answers to the questions people ask most before and after signing up for MyArthIQ — how data is kept secure, how family sharing works, and what's included in the free tier.
Is MyArthIQ safe for Indian families to track personal finance?
Yes. MyArthIQ uses bank-grade AES encryption, strict HTTPS transport security, privacy-first controls, and role-based access logic. Your data is isolated and never sold.
Can I share financial tracking with family members in MyArthIQ?
Yes. The family head can link spouses, children, or dependents. You can assign nominees, grant percentage views, or keep specific accounts completely private.
Does MyArthIQ support multi-currency and Indian bank accounts?
Yes! MyArthIQ supports INR (₹) and global currencies, allowing you to log savings accounts, fixed deposits, credit cards, mutual funds, real estate, and liabilities.
Can I set nominees for bank accounts and insurance policies?
Absolutely. MyArthIQ lets you select linked family members as nominees for each account or policy, ensuring emergency access readiness.
Does MyArthIQ provide financial or investment advice?
No. MyArthIQ is a net worth and personal finance organization platform designed to give you clarity and structure, not financial advice. It is not a SEBI Registered Investment Adviser.
Is MyArthIQ free to use?
Partly. MyArthIQ has a free tier, but it is capped — you get a limited number of bank accounts, assets, goals, budgets and policies, and family sharing is not included. Removing those caps requires a paid Premium plan (3, 6 or 12 months, or a one-time lifetime purchase). Paid plans are one-time payments with no auto-renewal, and can be trialled free for 14 days without a card. Current prices are listed at https://myarthiq.com/pricing.
Does MyArthIQ require connecting my bank account or net banking login?
No. MyArthIQ never asks for net banking credentials. You manually add and update your account balances, which keeps your actual banking credentials completely out of any third-party app.
What free financial calculators does MyArthIQ offer?
MyArthIQ offers over 25 free calculators covering SIP, lumpsum, CAGR, XIRR, EMI, retirement, PPF, EPF, NPS, income tax (old vs new regime), HRA exemption, rent vs buy, and more, all usable without an account at myarthiq.com/tools.
Is MyArthIQ compliant with Indian data protection law?
Yes. MyArthIQ is designed for compliance with India's Digital Personal Data Protection Act (DPDPA), including explicit consent capture and the ability to withdraw consent at any time from Settings.
What devices and platforms does MyArthIQ work on?
MyArthIQ runs in any modern web browser and can be installed as a Progressive Web App (PWA) on Windows, macOS, Linux, Android, and iOS — it adds an icon to your home screen/desktop like a native app, with no app-store download required. There is no separate native app; the installable web app is the app.
Beta bijli ka bill dekha hai?