Smart Monthly Budgeting & Expense Streams

Key capabilities

• 50/30/20 and fully custom monthly targets
• Monthly and yearly views that stay in sync automatically
• Categories built for India, including celebrations and festivals
• Warnings before a category derails the month, not after

Budgets that match how the money moves

Some costs are monthly, some are annual, and forcing everything into one rhythm is why budgets get abandoned. Enter a figure monthly or yearly and MyArthIQ keeps both in step — ×12 one way, ÷12 the other.

Categories written for Indian households

The category tree isn't a translation of an American budget app. It covers loans, insurance premiums, salary deductions, household running costs, vehicle, healthcare, education, professional services, donations, and celebrations — the festivals and weddings that are a real and sizeable line, not an afterthought.

Seeing where it went

Budget Insights and Reports break the month down by category, compare it against the plan and against previous months, and surface the shifts worth noticing rather than a wall of totals.