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Cancellation & Refund Policy

How cancellations and refunds work for MyArthIQ's paid plans.

1. Subscription & Plan Cancellation

  • You may cancel your MyArthIQ subscription at any time directly through Settings > Subscription in your account dashboard.
  • Upon cancellation, your subscription will remain active until the end of your current billing cycle (monthly or annual).
  • No auto-renewal charges will be billed after a cancellation request is submitted.
  • Free-tier users can stop using the service at any time without formal cancellation.

2. 10-Day Money-Back Guarantee & Refund Eligibility

  • We offer a 100% full refund within 10 days of your initial premium subscription purchase if you are not satisfied with MyArthIQ.
  • Refund requests submitted after 10 days of purchase are generally non-refundable, except under verifiable service disruptions or billing errors.
  • Annual plans canceled within 10 days receive a complete 100% refund. Beyond 10 days, partial prorated refunds may be evaluated on a case-by-case basis.
  • Promotional discount purchases and trial-to-paid conversions qualify for the standard 10-day guarantee.

3. Refund Processing & Timelines

  • Approved refunds are processed back to the original method of payment (UPI, Credit/Debit Card, NetBanking, or Wallet).
  • Refund initiation occurs within 24–48 hours of approval from our billing team.
  • Depending on your financial institution or bank, the refunded amount typically reflects in your bank statement within 3 to 5 business days.
  • You will receive an automated email confirmation with a reference transaction ID as soon as the refund is dispatched.

4. Non-Refundable Items & Add-Ons

  • Completed one-on-one financial advisory consultations and personalized wealth reviews once delivered.
  • Third-party API connection fees or automated broker integration surcharges paid to external providers.
  • Custom enterprise workspace setups and customized data export formats.
  • Excess billing adjustments caused by fraudulent payment credentials or unauthorized third-party account access prior to notification.

5. How to Request a Refund

  • Submit a request via email to support@myarthiq.com with the subject line 'Refund Request - [Your Registered Email]'.
  • Include your registered email address, subscription transaction ID, and a brief reason for your request.
  • Our support team will review your ticket and reply within 1 business day with the status of your refund.
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