Family Sharing & Nominee Security

Key capabilities

• Dependents need no email and no login of their own
• A dependent can graduate to a full account later, keeping their history
• Nominees on every bank account and policy
• Per-account privacy: share the total, not every balance

Not everyone in a household has an email

Children and elderly parents often don't, and most finance apps simply have no seat for them. MyArthIQ has dependents: full members of the household picture whose entries you manage, with no login to create or remember.

Growing up inside the account

When a dependent is ready — a first job, their own bank account — they graduate to a full member with their own login, and every entry recorded for them up to that point comes with them.

Nominees, before they're needed

Any linked family member can be set as nominee on a bank account or a policy. It takes a minute now and turns an emergency into a lookup instead of a search. A nominee can't be the account holder themselves — the app enforces that.

Privacy inside the family

Sharing a household total shouldn't mean surrendering every balance. Accounts can be kept entirely private while still counting toward the consolidated figure, and linked members see a percentage-level summary rather than each other's specifics.