Financial Health Score

Key capabilities

• Five sub-scores on a rolling 30-day window
• Every calculation explained in plain language, not a black box
• Emergency-fund runway counts bank balances plus assets you flag
• Guidance that names the one thing worth fixing this month

What goes into the score

The score is deliberately made of things you can change, each computed from your own numbers rather than a generic benchmark.

Every number is shown its working

Each sub-score opens to reveal exactly how it was derived — which figures were used, over what window, and why it landed where it did. A score you can't interrogate is a score you can't act on.

The emergency fund is yours to define

Runway counts your bank balances plus any asset you've marked as part of the emergency fund — a liquid fund, a specific FD. Sizing comes from your own recorded expenses, not a blanket 'six months' rule.

Related reading

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